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Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from Lookout Credit Union trying to get members to share sensitive information to gain access to their accounts. Remember, Lookout Credit Union will never initiate contact and request online banking credentials or one-time passcodes over the phone, via email, or by text. If someone asks you for this information, end the call and reach out to us directly at 208-235-7100. Click to learn more.

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Checking

Table data for Checking Rates
 Rates effective 10-27-2025
Minimum Balance Compounded / Paid Annual Percentage Yield (APY)1 Monthly Due Alert Me
REWARDS Plus Checking $0.01-$20,0002 Monthly 2.00% $5
$20,000+2 Monthly 0.15%
If qualifications not met3 Monthly 0.01%
Senior Checking $25.00 Monthly/Monthly 0.01% $3
Basic Checking $25.00 N/A 0.00% $0
Youth Debit Account $25.00 N/A 0.00% $0
Money Market Checking $2,500 + Monthly 0.75% $6.50 (Fee waived with $2,500 daily balance)
Share rates effective 07/01/2017 Money Market Rates effective 03/23/2020. The dividend rate and annual percentage yield may change at any time, as determined by the Lookout Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. Lookout Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield↵
  • 2Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts.↵
  • 3Requires monthly qualifications: 12 debit card purchases, a direct deposit or automatic payment, receive electronic statement.↵

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