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Beware of Scams!

Beware of Scams. Members have reported scammers using spoofed text messages and phone calls that appear to be from Lookout Credit Union trying to get members to share sensitive information to gain access to their accounts. Remember, Lookout Credit Union will never initiate contact and request online banking credentials or one-time passcodes over the phone, via email, or by text. If someone asks you for this information, end the call and reach out to us directly at 208-235-7100. Click to learn more.

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Certificate & IRA

Check out our limited time certificate rate specials! 6 mo. | 9 mo. 4.00% APY) and 12 mo. (3.00% APY)

Table data for Share/IRA Certificates
 Rates effective 10-27-2025
Deposit Amount Term Compounded/ Paid Annual Percentage Yield (APY)1 IRA CD .25% Increase (APY)1 Alert Me
$500 + 3 Months Monthly/Monthly 0.40% 0.65% Receive a notification when this rate changes
6 Months 0.40% 0.65% Receive a notification when this rate changes
12 Months 0.80% 1.05% Receive a notification when this rate changes
18 Months 0.85% 1.10% Receive a notification when this rate changes
24 Months 0.90% 1.15% Receive a notification when this rate changes
30 Months 0.95% 1.20% Receive a notification when this rate changes
36 Months 1.10% 1.35% Receive a notification when this rate changes
48 Months 1.20% 1.45% Receive a notification when this rate changes
60 Months 1.35% 1.60% Receive a notification when this rate changes
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. Lookout Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield↵

Table data for Rewards CD Rates
 Rates effective 10-27-2025
Deposit Amount Term Compound/Paid Annual Percentage Yield (APY) Rewards CD .25% (with active Rewards Checking) Alert Me
$500 + 3 Months Monthly/Monthly 0.40% 0.65% Receive a notification when this rate changes
6 Months 0.40% 0.65% Receive a notification when this rate changes
12 Months 0.80% 1.05% Receive a notification when this rate changes
18 Months 0.85% 1.10% Receive a notification when this rate changes
24 Months 0.90% 1.15% Receive a notification when this rate changes
30 Months 0.95% 1.20% Receive a notification when this rate changes
36 Months 1.10% 1.35% Receive a notification when this rate changes
48 Months 1.20% 1.45% Receive a notification when this rate changes
60 Months 1.35% 1.60% Receive a notification when this rate changes
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. Lookout Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.

Rates

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Rates

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