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Rewards+ Checking Enhancements

We've taken things to the next level with our Rewards+ Checking account. Our Rewards+ account has been a member favorite for years, and now we are offering more benefits than ever! 

Rewards+ Fee Notice 

The Rewards+ Checking account is designed to cover your finances, so you can get out there and do your thing without a worry. It’s loaded with perks, services and features that save you money, time and hassle. It’s high-yield return of 1.50% APY* is a member favorite, while the Fraud Defender identity theft protection service is a close second. Loan discounts? Yep, 0.25%**. ATM fee refunds? Sure thing! We’re always working to make the benefits sweeter. An exciting enhancement is coming in the fall, which we’ll cover in this guide. As such, The Rewards+ monthly due will increase from $3 to $5 per month, beginning in October. Members find that the benefits pay for themselves, and then some. Let’s take a closer look...

Rewards+ Benefits:

  • 1.50% APY* - The checking account that pays! Enjoy a high yield account and earn money every month.
  • ID Theft Protection - Enjoy peace of mind with ID Theft Protection at no extra cost!
  • Mobile Phone Protection (New Feature Live 10/1) - It includes accidental damage, mechanical failure and theft! Learn More
  • ATM Refunds - Can't find an in-network ATM? No worries! Enjoy up to $25/mo. in ATM refunds. 
  • Loan Discounts - Enjoy and additonal 0.25%** discount on certain loans with Lookout CU! 
  • Rewards Round Up - All purchases are rounded up to the nearest dollar and the extra is deposited into your savings account. 
  • 12 Official Checks - Enjoy up to 12 official checks per year at no additional cost!
  • Overdraft Forgiveness - If an unexpected expense came through and you overdraft your account, we give you one free pass annually.
  • View Rewards+ Enhancement Guide

Annual Value = $1,100+ 

*Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. Rewards+ checking is available only on personal accounts. The dividend rate and annual percentage yield may change at anytime, as determined by the board of directors.

**The .25% (APR = Annual Percentage Rate) applies to new and used auto loans opened after 6/03/19 when requested. Discount applies to those members that meet the Rewards+ monthly qualification cycle parameters and have auto-pay set up from their Rewards+ account. Members must keep the automatic payment active and have a qualifying Rewards+ Checking to keep the discount. If the automatic payment is discontinued, or if the Rewards+ Checking is considered “non-qualifying” for more than 60 days, the loan discount will be removed, and the payment may increase to reflect the change in interest rate.